I Have Seen the Future, and It Rings – What We Know About Mobile Banking Research

Authors

  • Dai Thich Phan University of Miskolc

DOI:

https://doi.org/10.18096/TMP.2020.02.07

Keywords:

mobile banking, financial services, banking services, descriptive literature review, banking industry

Abstract

In the history of banking services, mobile banking has been thought of as a key interactive channel between financial institutions and customers. The last decade there has been an increasing interest in studying mobile banking topic. Most literature in the field of mobile banking has only focused on an individual approach and lacked the macro approach and industry approach. Therefore, this research aims to show a comprehensive review of mobile banking research in past decade and analyses the significant results from previous research. This paper makes a contribution to a deeper understanding of mobile banking from a macro approach and industry approach.

Author Biography

Dai Thich Phan, University of Miskolc

Ph.D student

References

AMRAN, A. M., MOHAMED, I. S., YUSUF, S. N. S., & ROZZANI, N. (2019). Financial and social performances of Islamic microfinance service provider with mobile banking. International Journal of Financial Research, 10(5), 181–190. https://doi.org/10.5430/ijfr.v10n5p181

ASHTA, A. (2017). Evolution of Mobile Banking Regulations: A Case Study on Legislator’s Behavior. Strategic Change: Briefings in Entrepreneurial Finance, 26(1), 3–20. International Journal of Business Innovation Systems, 24(4), 511–528. https://doi.org/10.1002/jsc.2105

GÓMEZ-BARROSO, J. L., & MARBÁN-FLORES, R. (2014). Simple mobile banking: Learning from developing countries. International Journal of Business Innovation and Research, 8(5), 485–497. https://doi.org/10.1504/IJBIR.2014.064610

HA, K. H., CANEDOLI, A., BAUR, A. W., & BICK, M. (2012). Mobile banking — Insights on its increasing relevance and most common drivers of adoption. Electronic Markets, 22(4), 217–227. https://doi.org/10.1007/s12525-012-0107-1

HE, Z. (2015). Rivalry, Market Structure and Innovation: The Case of Mobile Banking. Review of Industrial Organization, 47(2), 219–242. https://doi.org/10.1007/s11151-015-9466-z

JUN, M., & PALACIOUS, S. (2016). Examining the key dimensions of mobile banking service quality: an exploratory study. International Journal of Bank Marketing, 34(3), 307–326. https://doi.org/10.1108/IJBM-01-2015-0015

KAPOOR, A. P., & VIJ, M. (2020). How to Boost your app Store Rating? An Empirical Assessment of Ratings for Mobile Banking Apps. Journal of Theoretical and Applied Electronic Commerce Research, 15(1), 99–115. https://doi.org/10.4067/S0718-18762020000100108

KETKAR, S. P., SHANKAR, R., & BANWET, D. K. (2012). Structural modeling and mapping of M-banking influencers in India. Ournal of Electronic Commerce Research, 13(1), 70–87.

KING, W. R., & HE, J. (2005). Understanding the Role and Methods of Meta-Analysis in IS Research. Communications of the Association for Information Systems, 16(October). https://doi.org/10.17705/1cais.01632

LEE, H., HARINDRANATH, G., OH, S., & KIM, D. J. (2015). Provision of mobile banking services from an actor-network perspective: Implications for convergence and standardization. Technological Forecasting and Social Change, 90(PB), 551–561. https://doi.org/10.1016/j.techfore.2014.02.007

MOSER, F. (2015). Mobile banking a fashionable concept or an institutionalized channel in future retail banking? Analyzing patterns in the practical and academic mobile banking literature. International Journal of Bank Marketing. https://doi.org/10.1108/IJBM-08-2013-0082

MULLAN, J., BRADLEY, L., & LOANE, S. (2017). Bank adoption of mobile banking: stakeholder perspective. International Journal of Bank Marketing, 35(7), 1154–1174. https://doi.org/10.1108/02652323199400002

MUSTAFA, R. (2015). Business model innovation: Pervasiveness of mobile banking ecosystem and activity system – an illustrative case of Telenor Easypaisa. Journal of Strategy and Management, 8(4), 342–367. https://doi.org/10.1108/JSMA-06-2014-0054

NGUENA, C.-L. (2019). On financial innovation in developing countries: The determinants of mobile banking and financial development in Africa. Journal of Innovation Economics, 29(1), 69–94. https://doi.org/10.3917/jie.029.0069

NISHA, N. (2016). Exploring the dimensions of mobile banking service quality: Implications for the banking sector. International Journal of Business Analytics, 3(3), 1–24. https://doi.org/10.4018/IJBAN.2016070104

ONAY, C., & ÖZTAŞ, Y. E. (2018). Why banks adopt mobile banking? the case of Turkey. International Journal of Electronic Finance, 9(2), 95–120. https://doi.org/10.1504/IJEF.2018.092194

OSMANI, M., MORADI, K., ROZAN, M. Z. A., & LAYEGH, M. A. (2017). Using AHP method to evaluate e-payment system factors influencing mobile banking use in Iranian banks. International Journal of Business Information Systems, 24(4), 511-528. https://doi.org/10.1504/IJBIS.2017.082897

PARVIN, A. (2013). Mobile Banking Operation in Bangladesh: Prediction of Future. Journal of Internet Banking and Commerce, 18(1), 1–11. https://doi.org/10.1007/978-3-531-92534-9_12

PURIWAT, W., & TRIPOPSAKUL, S. (2017). The impact of E-service quality in customer satisfaction and loyalty in mobile banking usage: case study of Thailand. Polish Journal of Management Studies, 15(2), 183–193. https://doi.org/10.17512/pjms.2017.15.2.17

REEVES, M., & SABHARWAL, N. (2013). Microfinance and mobile banking for the bottom of the pyramid. Journal of Enterprising Communities, 7(2), 155–166. https://doi.org/10.1108/17506201311325805

SAGIB, G. K., & ZAPAN, B. (2014). Bangladeshi mobile banking service quality and customer satisfaction and loyalty. Management and Marketing, 9(3), 331–346.

SHAIKH, A. A., HANAFIZADEH, P., & KARJALUOTO, H. (2017). Mobile banking and payment system: A conceptual standpoint. International Journal of E-Business Research, 13(2), 14–27. https://doi.org/10.4018/IJEBR.2017040102

SHAIKH, A. A., & KARJALUOTO, H. (2014). Mobile banking adoption: A literature review. Telematics and Informatics, 32(1), 129–142. https://doi.org/10.1016/j.tele.2014.05.003

SHANKAR, A., DATTA, B., & JEBARAJAKIRTHY, C. (2019). Are the Generic Scales Enough to Measure Service Quality of Mobile Banking? A Comparative Analysis of Generic Service Quality Measurement Scales to Mobile Banking Context. Services Marketing Quarterly, 40(3), 224–244. https://doi.org/10.1080/15332969.2019.1630176

TAM, C., & OLIVEIRA, T. (2017). Literature review of mobile banking and individual performance. International Journal of Bank Marketing, 35(7), 1042–1065. https://doi.org/10.1108/IJBM-09-2015-0143

TINGARY, W., & MAHMOUD, A. M. (2014). An empirical study evaluating the adoption of mobile banking in Sudan. Journal of Internet Banking and Commerce, 19(2), 1-11.

VAN DER BOOR, P., OLIVEIRA, P., & VELOSO, F. (2014). Users as innovators in developing countries: The global sources of innovation and diffusion in mobile banking services. Research Policy, 43(9), 1594–1607. https://doi.org/10.1016/j.respol.2014.05.003

WONGLIMPIYARAT, J. (2014). Competition and challenges of mobile banking: A systematic review of major bank models in the Thai banking industry. Journal of High Technology Management Research, 25(2), 123–131. https://doi.org/10.1016/j.hitech.2014.07.009

ZOGHLAMI, A. T., YAHIA, K. B., & BERRAIES, S. (2018). From mobile service quality evaluation to e-word-of-mouth: what makes the users of mobile banking applications speak about the bank? The moderating role of brand reputation. International Journal of E-Services and Mobile Applications (IJESMA), 10(2), 36-57. https://doi.org/10.4018/IJESMA.2018040103

Downloads

Published

2020-12-15

How to Cite

Phan, D. T. . (2020). I Have Seen the Future, and It Rings – What We Know About Mobile Banking Research. Theory, Methodology, Practice – Review of Business and Management, 16(02), 69–79. https://doi.org/10.18096/TMP.2020.02.07