Decision-making in Export Financing Services by Banks in Hungary


  • Rosa Alamian University of Miskolc
  • Károly Balaton University of Miskolc



Export financing, Export credits, Decision-making, Hungary


The purpose of this paper is to investigate decision-making in export financing services by banks in Hungary. The case studies are of one export credit agency and eight commercial banks. The data was collected through interviews and to interpret the data content analysis with an inductive approach was used. The results show that the decision-making system in export financing services in Hungary tends to be centralized and bureaucratic with a mostly participative leadership style. Effectiveness in the decision-making process is influenced by decision-related factors, human-qualification factors, and organizational contextual factors which can be amplified by certain other factors.

Author Biographies

Rosa Alamian, University of Miskolc

PhD Candidate

Károly Balaton, University of Miskolc

Professor Emeritus


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How to Cite

Alamian, R., & Balaton, K. (2022). Decision-making in Export Financing Services by Banks in Hungary. Theory, Methodology, Practice - Review of Business and Management, 18(02), 3–22.